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Product Manager - Credit Card

Product Manager - Credit Card

City: Johannesburg, Midrand


A financial services client situated in Midrand is recruiting a Product Manager for their credit card portfolio on a permanent basis.

Main purpose of the role:

To manage and land a defined set of the company’s products to ensure optimal positioning in the market place.

Minimum education:

  • B Com with a major in econometrics / economics / financial management / statistics / business administration

Minimum experience:

  • Five years’ experience in product management/banking

Critical competencies:

  • Knowledge and understanding of product management
  • Project management
  • Financial competency
  • Organisational skills
  • MS Office skills
  • Report writing skills
  • Presentation skills
  • Written communication skills

Additional competencies:

  • Attention to detail
  • Deadline driven
  • Customer orientated
  • Analytical skills

Behavioural attributes:

  • Initiative
  • Professionalism

Key result areas

  • New product management

Key performance inputs/activities

  • Development of new products
  • Provides insight into the development of new products based customer knowledge experience
  • Do analytics to analyse trends, identify customer segments and determine customer needs.
  • Project manage the implementation of key strategic project
  • Understand the interplay across products and customer needs

Key result areas

  • Product Monitoring and Research

Key performance inputs/activities Understand product landscape and key product features

  • Define Product specific architecture
  • Monitor and analyse current trends in the market to identify areas of risk and opportunities:
  • Understand competitor landscape locally and globally
  • Develop propositions, pricing and new product ideas
  • Drive customer needs analysis initiatives
  • Formulate proposals for required action
  • Present proposal to stakeholders for final sign off or refinement
  • Complete concept documents detailing product idea with necessary inputs
  • Continuously monitor product against envisaged plan/proposal


Key result areas

  • Product management

Key performance inputs/activities

  • Develop in conjunction with marketing and change, an annual product marketing plan
  • Develop in conjunction with training and change, an annual product training plan
  • Understand the law and new legislation in the design of new products
  • Perform bi-annual product proposition reviews in conjunction with key stakeholders
  • Provide direction and views around sales plans and targets
  • Understand and drive the revenue enhancing abilities of the product
  • Ensure product meets profit targets established